Major Medical plans typically cover a broad range of healthcare needs and are usually effective in covering serious illness or injury where health care costs are high. Major medical plans usually have a set amount, or deductible, for which the patient is responsible. Once that is paid, the plan covers most of the remaining cost of care, subject to co-pays or co-insurance paid by the patient. Limited Medical Indemnity Insurance (Core Health Insurance) plans provide specific benefit amounts for specific medical care expenses due to an accident or sickness. Any costs incurred in excess of the stated benefit amount are the responsibility of the insured. Please review the plan benefits and limitations and exclusions to determine if they meet your needs. Not available in all states (See FAQ's). Plans may vary by state. Underwritten by United States Fire Insurance Company |