Our Exclusive STM Smart Term Health & Smart Lite Insurance Plans provides insurance coverage in a different way. Short Term Health helps to protect you from the medical bills that can result from newly unexpected Injuries and Sickness.   

• Plans available up to 12 months NOW!
• Coverage as soon as the day after you apply
• Flexibility to choose your own Physician and hospital
• One common family Deductible per Policy Period
• Coverage for newly unexpected Sickness, Injury or Accidents
•  Sm-Brochure LBrochure